Repo came last night and tried to repo my car behind 1 month missed payment. I was not home so I received a call saying that I will be arrested for concealment. Why is that?
First, you need to get caught up on payments as soon as you can so that this won't continue to haunt you.
Second, while the repo agent (or the lender/dealer) can in theory seek a warrant for concealment of collateral, that is a process that takes weeks (or longer). Before any judge would issue a warrant for concealment, you should get notice in the mail of the date/time of a warrant application hearing. So do not worry that this repo agent can legally get you arrested tomorrow.
Third, just not being home is not the same as concealment. In my opinion, this is the kind of threat that lazy repo agents use to try to scare you into turning over the collateral.
The information ("the answer") provided above is for general information and educational purposes only. The answer should not be taken as legal advice for any individual case or situation. Posting the question and reviewing the answer does not constitute an attorney-client relationship. Skaar & Feagle, LLP accepts select consumer rights cases. These cases include, but are not limited to, cases of abusive and unlawful collection activity, unsolicited robocalls or text messages, unfair business practices to consumers and the elderly, credit reporting of false or obsolete (old) information, credit report errors due to either identity theft or mixed files, denial of jobs or promotions due to erroneous criminal background searches and the defense of lawsuits involving consumer debts such as credit cards, auto loans, or consumer loans.
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