Can repo threaten to call police and have me arrested for concealment?
1 attorney answer
First, you need to get caught up on payments as soon as you can so that this won't continue to haunt you.
Second, while the repo agent (or the lender/dealer) can in theory seek a warrant for concealment of collateral, that is a process that takes weeks (or longer). Before any judge would issue a warrant for concealment, you should get notice in the mail of the date/time of a warrant application hearing. So do not worry that this repo agent can legally get you arrested tomorrow.
Third, just not being home is not the same as concealment. In my opinion, this is the kind of threat that lazy repo agents use to try to scare you into turning over the collateral.
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