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Can poa change life Insurance benificary

Covington, GA |

My mother died,my step brother came the next day and took my step father less than 3months later he passed ,but somewhere in between my stepbrother changed the benificary to himself. He had poa

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Attorney answers 5


Your mother's POA expired as soon as she died. If the transfer was under her POA after she died it was improper and null


It depends on what the powers are granted under the power of attorney, as well as the requirements of the insurer and the governing law of the applicable jurisdiction(s). See a local probate lawyer ASAP!

John Zgourides

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It is possible. Particularly if the POA was a valid broad-based financial version and there was nothing in the POA preventing such a change. Your step brother would also have to comply with the requirements of the insurance company to make the change. A probate attorney would be able to give you a definite answer by reviewing the POA and the insurance documents.

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Gary Todd Dupler

Gary Todd Dupler


I agree with Attorney Brinkmeier if the POA covered your mother. My response assumes the POA covered your step father.


The answer depends on whether the POA was on behalf of your mother or your stepfather. The POA for your mother expired upon her death. The POA for your stepfather might have allowed the beneficiary change, but this might also be a breach of fiduciary duty. Contact a probate attorney for assistance.

Please note that I am answering this question as a service through Avvo but not as your attorney and no attorney-client relationship is established by this posting. An attorney-client relationship can only be established through signing a Fee Agreement and paying the necessary advanced fees.


Hell no.

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