yes, if he is a minor, you are responsible for damages caused. Your homeowners will cover it, depending on whether the injury was intentional (no) or negligent (yes).
This is general advice and does not establish an attorney-client relationship.
How come nobody answered your question? If he is an adult not living with you and he did not obtain the gun from you, you are in the clear. If however you furnished the gun or the ammunition you could be charged as an accessory or sued for negligent entrustment,. Since he is being charged as an adult, I think we can assume he is a minor and that also could subject you to liability.
My name is Stephen R. Cohen and have practiced 39+ yrs. I can be reached at 213-819-1171. I practicein Los Angeles and Orange County, CA. I give only appointments over the phone., these services do not create an attorney client relationship. My answers may offend as I do not believe in pulling punches or sugar coating the truth, I use common sense as well as the law. Other state's laws may differ and I would appreciate it if you feel like marking my answers helpful or best. There are a lot of really good attorneys on this site, I will do limited appearances which are court documents , less expensive.
hey may quality as a named insured under your homeowners, if not, parents in California are liable for the tortious activity of their children only under limited circumstances and that liability is limited to the medical bills incurred by the injured party and only to a certain amount. This of course assumes that you do not yourself have liability for negligently making the gun available to the kids or some other independent theory of liability.
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