Wife involved in auto accident 3 years ago which was her fault; car was totaled. Insurance paid out both for our car and damages to the other car and injuries to the other driver and passengers of the other car. Now insurance company is trying to come after my wife for reimbursement. My wife now has been diagnosed with dementia and no longer drives. Can insurance company do that? Can they come after me as well? Thanks for any information regarding this situation!
Your question is confusing as to which insurance company is coming after you, so I am going to have to make the assumption that it is the other person's insurance company.
The answer would be it depends. If your insurance company paid for the other person's bodily injuries and that person had Underinsured Motorist coverage and that company paid out, they would in fact have, under the right of subrogation, the right to come after you.
Without further facts stated more clearly, that is all I can tell you.
If the other driver’s insurance paid thru uninsured motorist coverage, they may seek reimbursement for $ they paid.
Your insurance company or the other druver’s insurance company? Reimbursement for what and in what amount?
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