My father bought a car for my brother in his name. My brother drives the car and he got in an accident and hit 3 people. For that car my father has an insurance for himself and my brother only. The insurance company said that there is not enough money to cover the expenses and are asking if my parents have other kind of insurance; which they don't.
My parents have two more cars but they are in my father's and mother's name. They also have a house that is in both on their names that they are paying morgage and they are building another house that is also in both of their names. They have a different insurance company for the other assets than my brothers car.
The accident happen in Florida we live in South Carolina. The car that my brother was driving again is ONLY in my fathers name.
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