my employer is upping our insurance. They are now charging an extra ten dollars for a "plus" plan which would include your imediate family. Since my wife is employed they are now forcing her to buy insurance from her employer as well as charging me an extra $25 for her to continue using my insurance. If my wife does not take insurance through her employer she would be refused coverage in mine. However if a husband and wife both work for our company they do not both have to have insurance and there is no $25 surcharge for the spouse. In addition if a spouse has no job or works for an employer who does not offer insurance they too do not have to pay the surcharge, This seems descriminatory and unfair. Can this all be forced on me?