she needs to contact a GA lawyer that does injury cases. the best source is word of mouth, the GA trial lawyers association or the local county bar association. billboards/telephone book ads are not always the best source. i don't know GA law but in some states there is immunity for cases of negligence against a spouse. each state has different laws. good luck!
Make sure that she does not talk to the insurer. It is very important that she see a lawyer ASAP. She may be able to pursue her medical injuries, plus pain and suffering. Passengers gneerally can pursue the driver's policy.
I'd be glad to set a free consultation to review her case. Feel free to have her call me at 404-768-3509.
Liability coverage applies if you can sue someone who was at fault and they are covered by insurance. Georgia has spousal immunity so she could not sue her husband. Moreover, the insurance policy likely includes a clause that would prevent her from collecting under the policy in a claim against a family member who is covered by the policy even if there were not spousal immunity.
If they purchased medical payments (medpay) coverage as part of the auto insurance policy, she could use that to get medical bills paid. Medpay is purely optional coverage. I hope they have it.
She should get a lawyer to review their insurance policy.
She may have a case depending on the type of insurance carried at the
time. Please have her call my office to discuss.
Aaron Marks, Esq.
The Marks Law Group, LLC
103 W. Dearborn Circle
Decatur, GA 30030
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