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I had a credit card with Walmart Discover and they have sent me a summons. It's a long drawn out story but to make it short. My bill kept staying close to $3000.00 so I stopped paying and promised to continue paying if they promised to credit my payments. Now we have to go to court and I would rather just pay the bill but will they make me pay the whole amount at one time? Could they garnish my payments from my disability checks?