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I applied to a program( the college network) for my nursing degree. Where an automatic loan is approved but I cancelled as i got bad reviews and the was given wrong information. The program told me I could only cancel within 3 days of applying and that I was too late. I decided to pay for about 4 mths but called again to cancel and stop the payments. Its been 2 years, i never continued with the program and I get a summons by a collection law firm and they want me to pay $6000