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I was approved the first time for social security disability benefits. I was approved for September. I received the September payment in October. I sent the award letter to Guardian. Now they say I owe them over $5000.00 dollars for overpayment and they want me to send them immediate payment. I went 2 months with no payment from Guardian while they were deciding whether or not to pay me. So by the time Guardian paid me, I had to play catch up, late fees etc... I don't have any excess money. My payment from social security is 2166 a month and my bills are at least $2000.00 a month and this is not counting my expenses for travel, medications, co-pays, for my health care. How am I suppose to pay them $5000.00. I could see paying them back if I received a lump sum payment from SS.