Complicated question of income v. assets. Disability checks would not constitute assets. They would constitute income instead. Saving from those, on the other hand, would constitute assets.
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Combining assets to meet the income threshold for the affidavit of support can be complicated. Consult an immigration attorney for advice/assistance in completing this form. It is possible to use a sizeable asset to offset the difference, but it must be clear that this asset is entirely available for the benefit of the applicant.
*Nothing in this comment should be construed as legal advice and should not be summarily relied upon as such. This commentary does not create an attorney-client relationship. For specific legal advice about your case, it is best to contact a lawyer to discuss your particular case.
Simply transferring money to make it look like you have more money than you do won't work. When using savings to supplement income, you should provide 12 months of statements. If USCIS sees that 20k suddenly appeared in your account, they are going to wonder where it came from. If you say a family member they may require additional evidence from the family member.
Have you considered using a joint sponsor instead?
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