My husband doesn't have a steady job (musician) but he gets disability checks. Those checks don't meet the minimum requirement of 125%, it would be about 10k short, but I could have my family transfer to our joint account the 30K we would need (3 times the difference) to use as assets. Will just having that money in our account do or would they still give us a hard time over him not having a tax return and not having a steady job? Do we have to show that we've been having the money for a while or is it OK if it's recently transferred? We can't seem to find a co-sponsor and even if my husband gets a job right now we'd have to wait a while for him to have the tax returns and we can't afford to wait. Thanks.