As my colleagues stated, you are very likely bound by an arbitration agreement that includes a class action waiver. Whether the particular arbitration agreement that you unwittingly signed would be enforceable is a complicated legal question that no lawyer can answer without seeing the agreement and extensive legal research concerning whether similar agreements have been held unconscionable or enforceable.
Some arb clauses do permit suits in small claims court - so that would be something to look for in your case. Otherwise, you would have to arbitrate your dispute in a forum bought and paid for by the company. And you can probably guess how that will turn out.
Finally, there have been many suits against telecom companies concerning early termination fees, so if there actually were a viable case, somebody probably brought it already. But it never hurts to do a little research and see I there is still something possible on that front.
Legal Information is Not Legal Advice My answer provides information about the law based on the limited information provided in the questions asked and is not intended to provide legal advice or opinions, and does not constitute an attorney-client relationship. The answer to the question is for educational and informational purposes only. The law differs in each jurisdiction and may be interpreted or applied differently depending on the jurisdiction or situation. Accordingly, I highly recommend that you consult with an attorney to discuss the details of your problem so you can get legal advice tailored to your particular circumstances.
These days, it is a legal fact of life that most, if not all consumer contracts contain mandatory arbitration clauses. These clauses, also known as alternative dispute resolution clauses, contain language in which a consumer has waived all rights to pursue any remedy in court and instead is bound to bring any and all claims through arbitration. Furthermore, many of these clauses also contain class action waivers.
You should read your contract carefully.
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As you indicated YOU broke the contract, and provided them with legal cause to sue you. Your "well documented " troubles MAY serve as a defense to any suit on the debt.
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