I received a notice from the State of Maryland Central Collection Unit entitled a "Delinquency Notice for MVA Insurance Lapse Default." This was my first notice. It states a payment in full is due upon receipt of this notice. It also says "Where applicable this debt will be reported to a credit agency and may affect your credit rating." I've already discovered the call center days and hours are completely incorrect on the notice. I recently moved from the state, but have never, in my life, not had insurance coverage on my vehicle. I followed all procedures to the letter during my move and have all the proper documentation. Getting this debt redacted is not enough for what seems like a state sponsored scam. Can I take legal action at some point against the state?