I was driving down the interstate 75 north when a coyote ran out from the side of the road and to the side of my car causing $1,000 worth of damage I sue the state to pay for this?
No. You can contact your insurance and if you have comprehensive coverage make a claim with them.
This response is a general answer to a question posed by an unknown person and is not intended to nor does it in any way create an attorney/client relationship between the attorney answering the question and anyone viewing the response.
Why is it a State of Florida coyote? No it isn't. If you have comprehensive coverage that coverage will cover this. It's an animal strike. Ask your agent if you don't have the policy and be sure what coverage you have. If you don't then learn from this about auto insurance. Next time review your policies with a good local agent and listen to their advice. Sometimes saving a dollar today costs you down the road. Good luck. One question was the Road Runner involved?
No. You can sue the coyote or make a collision claim with your insurance company if you have comp/collision which I hope you do.
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Of course you can sue the state of Florida. The state has been on notice for years about the exponential growth in the coyote population but has failed to act upon that knowledge. I am sure that the damage to your car pales in comparison to the mental anguish you endure on a daily basis; how you muster the energy to get out of bed every day after surviving the sight and sound of coyote on metal is a mind boggling. I am certain that any reputable PI firm in your area would jump at the chance to represent you. Good luck!!
No. This is a classic act of God. Hopefully you had purchased appropriate insurance coverage to protect you from incidents like this, such as comprehensive coverage. Perhaps you should meet with an independent insurance agent to review whether or not you are carrying adequate coverage.
Legal Disclaimer: If this information has been helpful, please indicate below. Mr. Lundeen is licensed to practice law in Florida and Vermont. The response herein is not legal advice and does not create an attorney/client relationship. The response is in the form of legal education and is intended to provide general information about the matter within the question. Oftentimes the question does not include significant and important facts and timelines that, if known, could significantly change the reply and make it unsuitable. Mr. Lundeen strongly advises the questioner to confer with an attorney in your state in order to ensure proper advice is received.
No, the state of Florida is not responsible for the habits of wild animals. If the animal had been enclosed and the gate was left open, that would be a different story.
Chadwick J. Lawrence, Esq. Serving all of Florida AV rated by Martindale-Hubbell,10 Superb AVVO
Forget suing the state go after the coyote directly. However it was obviously an intentional act and his insurance might be voided. Keep fighting the good fight.
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