I was recently in a car accident and the other driver was at fault. He lied and said he had insurance, but tried to pull a fast one by calling his insurance to reinstate his policy 2 hours after the accident. I am now filing with my own insurance and have to pay a $600 deductible out of pocket. Is it worth suing this man since I'm sure he will not actually pay Allstate even if he is sent to collections? How would I pursue if I was to sue him? Do I need a lawyer? How much would this cost?
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