A car dealership said they were going to do a soft credit inquiry. Got an email from credit karma saying my score had changed. Turns out the dealership did FOUR hard inquiries without my permission and my credit score dropped 75 points?!
There would be no point in suing as the dealership cannot pay you to compensate you which is what a lawsuit does. You would be better challenging the pull with our 3 credit bureaus though.
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Attorney Klurfeld is right on the money. One issue is how do you put a damage value on a 75 point drop in credit scoring? Follow attorney Klurfeld's advice and contact the credit bureau. Good luck.
adding to the others comments, typically dealerships have you sign an blanket authorization to check your credit, etc. and they have zero concern about hard vs. soft credit checks. As a practical matter it is virtually impossible for an auto dealer to qualify you for a loan with out hard pulls though a soft pull could be used to disqualify you. If you signed ti authorization, you indicated you wanted to buy a car and have them get you rates for financing and that generally requires a lending inquiry or hard pull.
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