During divorce the ex refused to sign a quit claim deed. The judge awarded the home to me and ordered ex to comply with bank to work out terms for repayment as it had gotten behind. The bank eventually foreclosed because although my name was on the deed and I had paid the mortgages monthly on my own he refused to cooperate. I had the salary savings etc and tried to negotiate but when they would agree the ex would negate any efforts overruling what the judge stated.
The bank did not offer cash for keys nor relo expenses. I would like to know if I have any rights to sue the lender?
It does not sound like you have a basis to sue the lender. No lender has a legal obligation to offer cash for keys or relocation expenses. Now you need to retain an experienced Bankruptcy attorney to eliminate your debt. You did not mention if the house was sold at Sheriff sale or not. That would make a big difference. You need to retain experienced mortgage foreclosure defense counsel. Only a mortgage foreclosure defense attorney has the expertise to prevent you from having more problems than you can possibly imagine. To properly answer your questions and address your concerns, the best way to handle this is with an in person consultation with an experienced mortgage foreclosure defense attorney. You need to retain the best mortgage foreclosure defense attorney you can afford. You should not be restricted by geographic factors.
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It sounds like you should be taken legal action against your ex, not the bank. You haven't described anything that would lead me to believe the bank did anything wrong.
First, the firm is a debt relief agency according to the U.S. Bankruptcy Code. We help people file for bankruptcy. We also do other stuff and we do it well, but Congress wants me to post this notice. Second, nothing on this site is legal advice. You are not my client unless you enter into a written agreement signed by you and me.
If you continued to pay the mortgage - the WHOLE mortgage - the bank would not have foreclosed. It is not their fault your ex did not cooperate. You may be able to sue HIM if you incurred any losses due to this, but not the bank, likely. Confusing question - what were you "negotiating" if you "continued to pay the mortgage monthly on your own"?
This should not be considered legal advice and is intended for educational purposes only. It does not constitute a contract for legal services between any parties. Answers are given to questions for which there may be additional facts not mentioned which might change the legal issues or consequences.
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