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My "friend" was driving me home and she got into an accident with someone else. He says it's her fault and she refuses to give her statement to any of the insurance companies. Therefore I am stuck paying for my car since without her statement my insurance company wont put her at fault. Can I sue her for all the damages because it's her fault (since she isn't giving her statement) that I have to pay for my own car now.Right before the accident occurred I was dozing off only to be awaken by the accident itself. Now here is my MAIN ISSUE my insurance company refuses to decide liability without her statement. Even though the other driver says it's her fault and his story adds up completely. So is it not her fault that I have to pay for my car now? If she had given her statement the insurance company would be able to decide liability therefore the only reason why I am not getting any payment is because she refuses to give a statement. Is that or is that not grounds for me to sue her?