My University has a refund program that gives students any left over money after loans and financial aid are applied to their accounts. I recievied my refund after my account was settled for the year and spent the money on books, computer, supplies, etc. It turns out that the school had forgotten to use my aid to cover certain charges on my account before giving me my refunded money. They also and failed to notify me of this before I spent all of the refund money. Now they expect me to take out extra loans to pay for their mistake of not covering charges that I had already paid for with scholarships, loans, and aid for the year. Please help.