Renter's insurance is not required by Hawaii statutes. Renter's insurance typically covers only the renter's belongings and is not a liability policy. I believe that you can require liability insurance and it can be imposed by the landlord by contract as a requirement to lease or rent and would be appropriate to ask that the landlord be named as additional insured. Liability insurance would normally cover negligence. I would talk to an attorney who has handled this type of lawsuit successfully to see what you rights are.
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