Worker's compensation would pay for medical bills and missed wages if you were hurt while in the course of your employment. As a result, one typically cannot "sue" his employer. The $100,000 from the other vehicle may be the only place to go for pain and suffering. However, you may want to look at the coverages for the vehicle you were in or other personal vehicles you may own for additional coverage. This coverage is called underinsurance.
Steven A. Schwartz
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you may be eligible for coverage on the underinsured motorist statute as well as various other policies. Please call me at 201-370-6351 to discuss further.
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I agree with my colleague that workers compensation is intended to provide coverage for work-related injuries. You should consult an attorney to get specific advice.
I have been licensed to practice in the State of Oregon since 1990. I am not offering legal advice regarding your question, only general information regarding the law. You are not my client nor am I your attorney unless we sign a retainer agreement.
Workers' compensation is one way to go. You may need to prove that you were working at the time. If you were in the company car and were not on the clock, it may be more difficult.
The comments by other counsel as to underinsured motor vehicle coverage are correct. ou chould consuld a lawyer on this one, though.
The responses to the questions on this site can be a useful guide to assisting you with your legal questions and at least give you an idea on things you should be thinking about. However, the response should not be considered legal advice. You should contact an attorney for that.
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