Rented a house that was filled with toxic mold. I was unaware it was there until the basement flooded. I lived there for 3 years. Now I am having adverse health reactions. Basically mold sickness. The land lord called their homeowners insurance company. The insurance said they would not cover the cost. We moved out and are still sick. My concern is that the home owner will not have the money to cover medical costs incurred. Is it something homeowners insurance would be required to pay for?
This is more of a personal injury question, but I can tell you that any claim you have would be against the owner, not the insurance company. I would suggest that you contact a few personal injury attorneys in your area to discuss your situation in detail.
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Re-post in personal injury. It is challenging to establish causation in these cases, so many lawyers are reluctant to take them.
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