I wrote an $8k check to a person to install custom cabinets in my kitchen. Before the project started, I asked for a refund since it was taking too long but he said he gave the money to the cabinet maker, 2 1/2 months later, the cabinet maker doesn't install b/c he doesn't have payment. I checked to copy of the check and the person I made it to, didn't cash it. It was endorsed by a completely different person that has a wells fargo account. Can I press charges or get my bank to help me get the money back? Right now I am out $8k but no one is claiming to have my money.
Is it legal for her to cash my check w/o it being endorsed by the guy I paid? Is it legal if they have a joint account? Can I file a police report? What are my legal options? Is there a statute of limitations on check fraud?