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I went into the emergency room at the Mayo Clinic a few months ago as I was experiencing a random acute bout of excruciating testicular pain (embarrassing, I know) on the left side. I was worried about a possible testicular torsion (which if anyone reading this doesn't know, is considered a medical emergency requiring immediate surgery so as to save the testicle) or a bladder/kidney stone. The doctor references this fact in my medical records and discharged me with literature on testicular torsion as a future reference in case I experienced recurrent pain, however, the final diagnosis was speculated to be a back strain. The hospital ran all kinds of tests, running up a total of about 5 grand. My policy states that emergency room visits are covered under situations such as why I went in.