Your best bet is to sue the owner for negligent entrustment. That is lending the car to someone with no dirver's license. Also, you may have a claim under your own insurance policy's uninsured motorist coverage, so get in touch with your own insurer. Good luck
This is not legal advice. You should always discuss the specifics of your issue in person with an attorney. Be aware that there are time limits on all claims that depend on the kind of claim, so do not delay in seeking an attorney.
Your real claim against the owner of the vehicle is for negligent entrustment of the vehicle to an unlicensed driver. You will need to know what evidentiary proof is necessary to make such a claim so I suggest you call a personal injury attorney to help with your case. If the vehicle owner does not have insurance, then you should visit with a personal injury attorney about how you might be able to pursue an uninsured motorist claim on your own auto insurance policy.
When you are dealing with negligent entrustment issues it is better to talk to an attorney about your situation, and who you should be making claims against.
DISCLAIMER: David J. McCormick is licensed to practice law in the State of Wisconsin and this answer is being provided for informational purposes only because the laws of your jurisdiction may differ. This answer based on general legal principles and is not intended for the purpose of providing specific legal advice or opinions. Under no circumstances does this answer constitute the establishment of an attorney-client relationship.
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