Due to the complexity of the multiple issues and various disciplines of law involved, this is an ideal case for an attorney with experience and a diverse background, perhaps even a multi-attorney law firm. I may suggest that you contact your local county bar association to get a referral; this is a matter for an experienced attorney and not one you should take on yourself with a few helpful hints from the AVVO attorneys.
Shawn Jackson ESQ. (707) 584-4529
Business Development Attorney EMAIL: Attorneys@CaliforniaBusinessDevelopment.com
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Sorry, but you have no case against the bank for not giving you a loan mod. The bank never promised a loan mod in writing, and there is no law requiring lenders (loan servicers) to modify loans.
Richard A. Rodgers, Esq.
200 N. Westlake Blvd. Ste 201
Westlake Village, CA 91362
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