We'll help you find the right solution for your needs
Does this sound like your topic?
We applied for loan modification since 2008. My husband was on disability we both filed bankruptcy and got discharge in2009. I kept on contacting BofA,made acase w/ the OCC, 'til finally in Oct7 2011, got letter from BofA that our loan mod was rejected by Investor -Bank of Melon due to NPV issue.OCC said " we cannot intercede in a private party situation regarding interpretation or enforcement of your contract, we can only suggest you consult with an attorney". We paid from 2008 until Sept 2011 $1000for 1st mortgage (s/b amt$$2863),$594 Escrow (full amt & $360 2nd Morgage (full amt). After we got "Notice of Intent to Accelerate" from BofA and the rejection letter, we stopped payment and saving the money for Atty's fee bec we want to keep our home. Oct28'11 we applied w/KeepYourHomeCA