We told them to come get their stuff they won't because we have gotten bed bugs and they said it's damage... fine. Not our fault... told them we couldn't afford it.. they still will not come get... worked out an agreement $100 a month paid by the 15th... they will not stop calling and they have now taken it upon themselves to come to my house if I don't answer my phone.. they will not give us time to make a payment without hounding us and will not come get their stuff... what am I supposed to do. This is extremely inappropriate.
There is a legal proceeding that is not worth the time and effort....what would happen if you just stopped paying????
As a practical matter it is entirely appropriate for a creditor to contact a debtor to discuss a debt owed, demand payment etc. Were it a third party debt collector---bit different story.
Pay what you own according to the contract agreement.
Take the stuff back to them according to your deal.
Did any part of your negotiated deal include them not contacting you?
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