I live in Maryland and he was determined to be at fault. I was not injured. Minus deductible, my insurance company is fixing the car. Car damage was substantial so I didn't know if I could sue him for the difference. My car is a 2014 Toyota and has never been in an accident. TY
You are only entitled to your deductible. The remainder of the claim should be covered by your insurance company. If he had insurance, you can also bring a claim for diminution in value if there was a lost of value as a result of the vehicle being in an accident.
If he had insurance, you can make these claims against his insurance company. If he did not have insurance, your uninsured motorist coverage should honor the claims (including diminution in value) less a $250.00 deductible.
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