I loaned my motorcycle to a friend who was legally riding it. She was hit on the freeway and there was a witness. The witness provided a statement to my insurance company the next day and my insurance determined the other party was 100 percent at fault. The drivers insurance company took 4 months to finally accept responsibilty, meanwhile the bike has accumalated storage fees at the shop they told me to bring it to for an estimate. Now that theyve finally contacted me they want to pay the minimum. Can I sue the driver and request, full compensation for the bike, storage fees, towing and punitive since I had to call the insurance company numerous times and speak to over 10 people to get anywhere.