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I was authorized by my employer to sign a corporate contract with a company on his behalf while he was away. There was no personal guarantee asked or signed for. My employer went out of business and never payed that particular debt. A default judgement was placed against the company but also against me personally. They served papers at an address I had moved from years before so I was unaware of any court date. I learned of the judgement 4 years after it was placed at which time I got a lawyer, went to court and had the judgement vacated with prejudice because first I was not properly served with papers and second because it was a contract between 2 corporations. The judge stated that as an employee I have no liability in that particular debt. My credit was and is clean otherwise