Going out of business and bankruptcy are two different things. If they have simply closed the business, you may sue them. Whether or not any award you may receive will be collectible is another question, and it bears investigating whether the is any hope of recovery before filing a suit. If, however, the business has filed for bankruptcy protection in the US Bankruptcy court, it is likely futile to bring a suit in state court against the business. I recommend consulting with counsel if your loss is substantial, if it is a few hundred dollars, you may be out of luck.
If they filed for bankruptcy, you need to pursue any claim in the bankruptcy matter. If they haven't filed for bankruptcy, then you can still sue the company, the problem is that if they are out of business they may not have any assets to use to satisfy your losses. Did you pay with a credit card? Call the number on your credit card statement about disputing charges. They will probably reverse the charge.
If you do need to sue the company , you may be able to do it yourself in small claims court in the jurisdiction where the company was located.
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If in bankruptcy? No unless allowed by the court
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If the goal is to get your pictures, it might be worth Googling to see if anyone took over their operations. Typically, the assets may still have value, including a customer list, work in progress, and in this case, the pictures already taken. While you might have to pay extra, if the pictures are important, it might make sense to dig around a little to see if anyone has the "originals."
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