I've been reading up on a compay called premier club, whom took 99.49 from my bank account. They posed as a loan company and the application states you will get contacted then all the sudden money is suthomatically taken out of my account WITHOUT authorization. Can i sue them for theft by deception? they posed as something they arent and took my money and now i'm short on money for my bills.
Before I respond to your inquiry, I must state that we have not spoken, I have not reviewed the relevant documents and facts, and I do not represent you. Therefore, my discussion below is not a legal opinion, but is informational only. Finally, my discussion applies only to issues to which Pennsylvania, New Jersey or Federal law apply, unless otherwise specified.
That being said, if you did not authorize the debit from your account, you can sue. However, if $99.49 is enough to cause you to be unable to pay your bills, the lawsuit may be more than you can afford. You need to find a consumer protection attorney who will represent you on a contingent fee basis; one of the best ways to do this is to see if there are any other people you can identify who have also had money stolen from them in this manner. The behavior of the company as you describe it sounds shady; there may be attorneys actively looking for plaintiffs already. You should google the company and the practice with words like 'lawsuit' or 'claim' and see if suits already exist that you can join.
/Christopher E. Ezold/
The Ezold Law Firm, P.C.
One Belmont Avenue,
Bala Cynwyd, PA 19004
The short answer to your question is that yes you can sue them based upon the fact that you have submitted. I would recommend that you hire an attorney who has experience in litigation. Below is a link to my guide concerning selecting a business attorney that you might find helpful good luck.
Peter J. Lamont, Esq. Law Offices of Peter J. Lamont 623 Lafayette Avenue, Suite 2, Hawthorne, NJ 07506 Phone: (973) 949-3770 Fax: (866) 603-0471 Toll Free: (855) NJLAW01 (855) 655-2901 www.peterlamontesq.com Additional Offices in Massapequa, NY, Monument, CO, San Juan, PR and affiliates throughout the country. PLEASE NOTE: The above statements are provided for informational purposes only and do not constitute legal advice. Transmission of the information is not intended to create, and the receipt does not constitute, an attorney-client relationship between sender and receiver. You should not act or rely on any information contained on this site without first seeking the advice of an attorney.
You may also consider filing a complaint with the Pennsylvania Attorney General's Office, Bureau of Consumer Protection. You can do this free of charge but you probably cannot expect results to be as speedy as under a personal lawsuit. Consult the link below for more information.
This is a general statement based on the limited information provided. It is intended for informational purposes only. It does not constitute legal advice and does not create an attorney-client relationship.
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