I graduated from a for profit college, durring the application process they told me"whenever you can't pay the loans all you have to do is let the lender know, then you can begin repayment when you are able to repay." They also said "these loans are good for your credit rating." both of theses statements are untrue. I am now faced with paying back the outrageous amount of student loans and trying to maintain my credit or, putting food on my table. Please help!