Can i sue a Check Cashing Company for violating their own contract?
1 attorney answer
As many other attorneys have said, you can sue anyone for anything. The real question is whether you have a claim that is worth suing over.
One of the many problem with "payday" loans is that the lender demands access to your bank account. When you sign an authorization for a payment, expect the lender to use that authorization to take money out of your account. Even if you obtained a second written agreement which said that payment of the $300 would be made in multiple payments, the burden would be on you to prove that the second agreement replaced the first agreement, AND that all of the fees you incurred were due to the lender's mistake(s) and not your own mistakes or miscalculations. If you think you have proof of these facts, you may be successful in Small Claims court. You can also talk to a consumer attorney that handles small-dollar-amount loans to see if the lender violated any consumer protection laws.
This answer is for general information purposes only and is not legal advice. No attorney-client relationship is intended or formed by the posting of this answer. Law Office of Lisa J. Espada * San Francisco, CA *