My ex wife did not comply with our MOU to refinance the home. She stopped paying the mortgage. The home went into foreclosure. I filed against her for being out of compliance with the MOU. She was to sell the home in 90 days. She did not. I filed another motion. The home was in foreclosure to be auctioned; she filed bankruptcy. She is financially ruining me.
You need to retain one of the very few attorneys who practices in all the areas of law that are relevant to your situation (matrimonial, mortgage foreclosure defense, bankruptcy and loan modification). There are very few of us. You are unlikely to be able to stop the bankruptcy from proceeding. This situation has a significant number of moving parts, so you really need to have an in person consultation right away.
Do not let geographic restrictions get in the way of retaining the best attorney. Pick the best attorney you can find and remember one rule: a good attorney is generally never cheap, and a cheap attorney is generally never good so don't choose based on price.
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