I'm being sued for a CC debt by a debt collector that bought my account from the original creditor. I was wondering if I can settle before the discovery process expires which will be the end of this week that they will give me to respond to discovery. I really don't have time to research my case nor am I familiar with the court of law to defend my case. It is a limited civil case in CA. I have consulted with attorneys and they are saying hiring a lawyer is probably not a good idea since their fees will cost more than what I'm allegedly being sued for. The debt collector and their attorneys offered a settlement and said that they will put the lawsuit on hold if I was to make payments. Is this true? Is there a form with a court we'll have to fill out to put it on hold?