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My 18 year old son was in an accident in my vehicle. I had insurance on the vehicle and he was an excluded driver. I allowed him to drive as I assumed he was keeping up with his own insurance. He rear ended one car and pushed it into another. The front vehicle settled with him directly for $500. The directly hit vehicle was paid by their insurance and now an attorney is contacting me for settlement of $1500. I was threatened that I could have my license suspended for no insurance so I started by providing my insurance info. They never attempted to contact my son and are pressuring me to settle directly. I am willing to offer a lesser amount cash settlement however I want there to be something stipulating that no further actions or claims can be made aginst myself or him. How can I do this?
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