As long as you don't sell your car to someone who is a family member or a friend, you shouldn't get into any kind of trouble selling your vehicle.
Of course, you could also always borrow money against the vehicle, especially if it needs repairs or you need help to make the insurance payment.
But it really sounds like you should file bankruptcy sooner rather than later & avoid this problem altogether. Are you not currently eligible to file bankruptcy?
Hope this perspective helps!
Exemptions usually protect your property from everyone except the creditor who loaned you the money to purchase the thing you are exempting. Talk to a local consumer law attorney about being able to protect your car from judgment liens.
If you really need the money, as long as you sell it for fair market value, there is no issue.
Mr. Goldstein is a Virginia-licensed attorney only. The information is not, nor is it intended to be, legal advice. You should consult an attorney for individual advice regarding your own situation. Answering this question does not in any way constitute legal representation. Contacting Mitchell Goldstein or the Goldstein Law Group does not constitute legal representation, nor is any information you provide protected by attorney-client privilege until otherwise advised.