There are some facts missing. If you wer injured while on the job, it is likely your filed a worker's compensation claim. If that is the case, and you did it on your own, you should consult with an attorney, because when your emloyer offers worker's compensation benefits, they often don't tell you about them all. You may be entitled to PPD (permanent partial disability). In addition, you may be able to make a third party claim. That means, on top of the worker's compensation claim, you may be able to sue for money damges separate from worker's compensation. The problem with that is that if the person is uninsured, you will have to make an uninsured motorist claim using the insurance of the vehicle you were traveling in. If you make an uninsured motorist claim, there is a dollar-for-dollar offset for any money you received from worker's compensation. This means that if you received $1,000 in worker's compensation benefits, you must prove $1,001 in damages before you can collect underinsured motorist coverage money.
It is complex when there is both worker's comp and a third party claim involving uninsured motorist coverage. YOU NEED A LAWYER.
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