I owe $47,000, (which I pay $700.00 montly) on a mortage and $25,000 due to debtors. I'm in a chapter 11 bankruptcy and paying $1900 monthly towards the $25,000 bankruptcy debt. My home is worth $200,000. I'm on a fixed income with no spouse. Children and grandchildren are helping out, but I'm looking for more of a permanent solution.Sorry, I'm in Chapter 13 and my lawyer got me the $1900 monthly payment plan. Very difficult to pay since my husband passed away last year. Im on a fixed mothly income of $3800. I want to consolidate the remaining mortgage and the bankruptcy debt. Is that possible?