SS says I need 37 quarters in order to apply for SSD. I only have 34. I will be 59 in 2 months. My husband will be 64 in 4 months and has worked for over 40 years. Can I get benefits on his work record? SS says I will not even qualify for Medicare unless I get 6 more quarters. I can not work. Please help.I have tried twice to be qualified for SSD, once in my early 30's and again in my late 40's. Each time I was told that I had ample medical reasons to qualify, but not enough quarters. Each time I have attempted to return to work (part time or temporary positions), I ended up becoming more ill and was told by my physicians to stop.