I have been taking care of my mother in her home for almost 5 years. I tried to purchase the home (while she was still alive) but the bank wouldn't let us because of their arms length policy. Does the arms length policy still stand if she is deceased? The house is upside down in value and is an interest only loan.We had to stop paying the mortgage just to get them to talk to us.Ideally my husband and I would like to purchase the home for fair market value with a traditional loan. Unfortunatly my dealings with the bank have gotten me nowhere. I can't even seem to be directed to the right department because the reps keep transferring me all over the place and no one seems to know who I should be talking to. Should I continue to call the bank, or should I call a realestate agent or attorney?