You are right that SS will take the payment back and no legally you cannot take money out of the ATM of your brother's account. If you paid for the funeral expenses out of our own funds, you would technically have priority to receive that $200. Otherwise the money belongs to his daughters. If the daughters agree that you should have it and they sign something to that effect, no harm done and it would probably be ok to withdraw it. Keep in mind as well that if the bank knows your brother passed away, the ATM card is likely blocked anyway. Good luck.
I agree with Attorney James. You cannot legally take these funds. They might well go to you, as a reimbursement for administrative expenses that you paid. But you cannot legally grab them yourself. You need to go through proper legal channels.
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I agree, you are not entitled to the cash. You need to work out with your nieces to pay for the funeral expenses.
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