I have filed Chapter 7 bankruptcy. I am behind two monthes on my first and second mortgage. I will however be able to get caught up so I am only 1 month behind as of January 9th. Then in the summer I will get totally caught up. Because I filed Bankruptcy can they take my house or can I call the bank and work something out? I am wondering how much say I have in what i get to keep and what I do not. Also can any of the relief programs help me out and who is good to contact. My lawyer is not much help in helping me understand what can happen.