I am a defendant in a dog bite personal injury case. My homeowners insurance adjusted my contract to include a "canine exclusion" and as a result I have no insurance for my canine and I know in CA I am strictly liable for the damages. Is there a way that I can still hold the homeowners insurance liable for the damages? Also, if I file for bankruptcy after the personal injury case, will I be held liable for the punitive damages after I file for bankruptcy?
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