You're lawyer is in the best position to answer that question but based on the facts the only avenue for recovery I see is suing the at fault driver personally.
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Your attorney is best suited to answer this but if I am to assume that your own policy limit was 100k, then unless you had another type of insurance policy in place, the other driver would be the only source of compensation.
Farid Yaghoubtil is an attorney at Downtown L.A. Law Group - 1850 E. 15th St., Los Angeles, CA 90021. (855)385-2529.
If you accept the policy limits settlement I would assume that the insurance company's release releases both the at fault driver and his insurance company. Your attorney can explore other avenues for other parties to sue or if you have coverage on you policy to make a claim against. I suggest calling your attorney and have them explain what legal options are available to you.
I encourage you to talk with your attorney. However, under NM law if you signed the release with your own insurance company (uninsured motorist release) you can no longer go after your own insurance company. Hopefully, your attorney considered NM's very liberal stacking provisions which permit you to stack coverages of all vehicles and polices in determining the total coverage available. Remember, that you can also stack the policies of any relatives who resided with you on the date of the accident. Hope this helps....
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Discuss these matters directly with your attorney as I suspect that he or she has worked hard to get you all available compensation. You always can consult with another attorney in your state to review your situation. Unfortunately, as hard as injury attorneys work, oftentimes compensation is limited to the available insurance policy limits.
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