My father died in 2002. I know that he left a life insurance policy and his parents, my grandparents,took that money and spent at least some of it. They said he had a will, but it was only handwritten and they probably threw it away. They admitted to him having the life insurance, but will not tell us where he had it from. Is there anything that I can do?
Regarding the will, yours would be a question to direct to a local trust & estate attorney; although I'd imagine it is very unlikely that they could do anything to assist you unless you could track down the will. In the case that the deceased left no will, then intestacy laws would dictate who receives his property. I would presume that you have already dealt with an attorney and/or the courts regarding his estate.
If you want to track down the insurance policy, that'll be tough to do unless you know the name of the insurance company. There's no centralized database for that sort of thing. If your father left behind old bank records or personal files, there might be documentation or clues in there.
A life insurance policy is paid to the beneficiary. If an individual is not listed as a beneficiary, they generally have no right to the benefit. If you were a beneficiary on the life insurance policy, the insurance company is obligated to pay your portion of the death benefit to you and nobody else. If you were not a beneficiary on the life insurance policy, then the life insurance policy really isn't any of your business (that reads much, much harsher than I intend it to be).
I hope this answer was helpful, even though it might not be the bright and shining news you were hoping for. Good luck in sorting out these remaining issues. I could only imagine how difficult it would be to revisit all of this again.
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