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I was divorced about 2.5 years ago and the decree stated I was to refinance the home and not hold him responsible. I was never able to do so, and with the market, there is about $20k in neg equity. I could probably get approved now, but wouldn't have the extra money. I'm at the point after trying to sell it for nearly two years that I would rather foreclose on it and move on as he has. I can accept what a foreclosure will do to my credit, but I'm worried about what he or a bank could do to me since I was ordered in the decree to refinance it. Thank you for any advice you might offer.
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