I was in a car accident about 4 months ago, i was backing up from my parking space and i hit a car on the rear passenger side door.It was stoped behind me and i didnt see it. my insurance covers $10k for the car which covered it. and it coveres up to $15k for each person injured the driver supposably had back pain and had to get injections in her spin and bill is over $25k they agreed to walk away with the $15k and th passenger wanted $13k but my insurance said they agree to only pay the passenger $4k. know they are trying to sue me because my insurance doesnt want to pay. But they threaten to sue me for over $250k i am 19 years i got to college and have a minimum paying job. what can i do. please someone give me good advice. thank you
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