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My daughter (19) was in a small accident, scratched another car's driver's side back bumper. I called the man to ask him if he'd consider bypassing insurance. He agreed, he just wanted his car fixed. The police crash report states no injuries were reported, no tow companies needed and the damage is assessed under $1000 by the garage he chose. We've been in contact, and he mentioned his passenger who had a prior neck issue is complaining that accident may have reinjured him. He said he doesn't feel his passenger will pursue it, but suggested "maybe" we offer to pay his co-pay for a doctor visit. Aside from the obvious, am I covered between the crash report stating no injuries and my receipt showing I paid for his bumper repair?I apologize for not being more clear. I have not done anything yet in terms of paying for the damages. So I take it I should most definitely go through our insurance to be covered?
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